Meet Our Expert Team
Behind Varad Financial Services Pvt. Ltd. is a dedicated team of financial professionals committed to helping you build wealth the right way.
We’re your partners in planning.We help families and professionals invest in Mutual Funds, PMS, AIF, SIF, Health Insurance, and Term Insurance — solutions that actually fit their life.With CFP® Certified Experts and AMFI Registered NISM Certified Distributors [ARN-346389], we ensure transparency, compliance, and personalized guidance at every step. We ensure investing aligned with your goals.
Your financial journey, supported by a team you can trust. Let’s build your future, together.
1. Mr. Sachin KharateFounder & CEO
Mr. Sachin Kharate is a CERTIFIED FINANCIAL PLANNER (CFP®) with over 22 years of experience in the financial services industry. As the Founder & CEO of Varad Financial Services Pvt. Ltd., he is dedicated to promoting investor awareness and empowering individuals and families to make informed financial decisions through financial education, disciplined investing, and access to appropriate financial solutions.
Under his leadership, the firm facilitates access to a comprehensive range of financial products, including Mutual Funds, Portfolio Management Services (PMS), Alternative Investment Funds (AIF), Specialized Investment Funds (SIF), Health Insurance, and Term Insurance, in accordance with applicable regulatory requirements. As an AMFI Registered Mutual Fund and SIF Distributor (ARN-346389), he is committed to simplifying financial concepts—particularly in Marathi—to make investing more understandable and accessible.
His contributions to the financial services industry have been recognized through prestigious honors, including the MFRT Samman Award. He has also been invited as a Guest Speaker at Café Mutual Confluence, recognized by Morningstar, and featured on Josh Talks.
Beyond his professional responsibilities, Mr. Kharate regularly conducts investor awareness programs and financial literacy sessions for corporates, educational institutions, and social organizations. Through Instagram, Facebook, and YouTube, he reaches a community of more than 110,000 followers, sharing educational content that promotes financial awareness and responsible investing.
2. Mrs. Meenakshi KharateDirector
Mrs. Meenakshi Kharate plays a key role in shaping the firm"s vision by fostering client trust, delivering personalized wealth management solutions, and promoting disciplined, goal-based investing. She believes that lasting client relationships are built on trust, transparency, ethical practices, and consistently delivering exceptional service.
With experience in wealth creation and investment advisory, she works closely with clients to understand their financial goals and develop personalized strategies focused on long-term wealth creation and financial security.
She also oversees client relationship management, branch operations, and business development initiatives, ensuring operational excellence, seamless service delivery, and a collaborative work environment. Her leadership reinforces the firm"s commitment to integrity, professionalism, and client-centric financial solutions.
3. Mrs. Ankita Nikumbh (CFGP)Branch Head– Nashik
Mrs. Ankita Nikumbh leads the Nashik branch with a strong focus on business growth, operational excellence, and superior client service. She specializes in financial empowerment and goal-based investment solutions, helping investors make informed financial decisions aligned with their long-term objectives.
She actively contributes to customer acquisition, business development, and relationship management by providing personalized guidance and ensuring a seamless client experience. From client onboarding to investment support, she works closely with investors to deliver responsive and reliable service.
Mrs. Nikumbh also manages the branch"s day-to-day operations, coordinates team activities, and ensures efficient execution of administrative and operational functions. Her leadership and problem-solving abilities enable her to effectively manage branch responsibilities while maintaining high operational standards.
In addition, she plays an important role in strengthening the firm"s digital presence by managing customer enquiries through social media, supporting digital customer acquisition, and contributing creative ideas for marketing campaigns, content development, and brand engagement.
Her commitment to customer satisfaction, operational efficiency, team leadership, and digital innovation continues to contribute significantly to the organization"s success.
4. Mrs. Mohini Patil (CFGP)Branch Head – Pune
Mrs. Mohini Patil heads the Pune branch of Varad Financial Services Pvt. Ltd., overseeing branch operations, client relationship management, business development, and team leadership. She is committed to building long-term client relationships through trust, transparency, and a client-first approach.
Working closely with investors, she understands their financial aspirations and supports them with goal-based investment solutions that promote long-term financial growth. Her focus on operational excellence and customer satisfaction has strengthened the branch"s reputation for dependable and client-centric financial services.
Along with managing daily branch operations, she streamlines operational processes, and ensures the efficient execution of business activities. She also contributes to customer acquisition, business expansion, and maintaining strong client relationships while fostering a collaborative and high-performing work culture.
Her leadership, professionalism, and dedication to service excellence continue to play an important role in the sustained growth and success of the Pune branch.
5. Mr. Dattatray DiveExecutive Manager
Mr. Dattatray Dive provides comprehensive client support across investment and insurance services. He manages AMC coordination, documentation, insurance advisory support, and day-to-day client assistance, ensuring a smooth and efficient service experience. His proactive approach and attention to detail help clients navigate financial processes with confidence.
6. Mrs. Anjali ChaudhariOperations Manager
Mrs. Anjali Chaudhari oversees mutual fund operations, investment documentation, and AMC coordination, ensuring seamless transaction processing and efficient investor servicing. She also manages the firm"s social media presence, contributing to enhanced brand visibility, digital engagement, and client communication.
7. Miss. Shruti Kulkarni
Relationship Manager
Miss Shruti Kulkarni is dedicated to building long-term client relationships through transparent communication and responsive service. She manages back-office operations, investor servicing, and transaction support, ensuring efficient execution of investment processes and a seamless client experience.
8. Miss Kashish PandeyInvestment & Compliance Manager
Miss Kashish Pandey oversees investment operations, regulatory compliance, and client servicing while ensuring accurate and efficient mutual fund transaction processing. She also contributes to the firm"s digital transformation through website development, technology initiatives, and process optimization, helping enhance operational efficiency and the overall client experience.
